Use MyRefix as an educational estimate.
The calculator helps explain mortgage trade-offs but does not replace a lender quote or personalised advice.
No personalised financial advice
MyRefix provides general educational information. It does not consider your full financial position, objectives, risk tolerance, eligibility, tax position or future plans and does not recommend a particular lender or product.
Estimates and rate data
Calculations and advertised rates may contain delays, omissions or differences from lender systems. Confirm current rates, repayments, fees and lending conditions directly with the lender before acting.
Availability
The service may change, be interrupted or be withdrawn. The core calculator is provided without charge and without a guarantee that every feature or data source will always be available.
Acceptable use
Do not misuse the service, attempt unauthorised access, interfere with its operation or republish its rate dataset as your own commercial feed without permission.
Contact
Questions about these terms can be sent to [email protected].
Last updated: 25 July 2026